Even if your cat has a pre-existing medical condition, you may still be able to obtain cat pet insurance coverage. Many companies require a waiting period of six months for coverage to begin, as long as the cat's condition is balanced and/or under control. Some companies refuse to cover pets with pre-existing or terminal illnesses, so it's a good idea to shop around for the best cat insurance policy that will meet your specific needs. Ask about pre-existing conditions before you obtain a policy. You may need information from your veterinarian too, regarding treatment and control measures. Insuring a pet early in life will help ensure medical conditions are covered if they arise.

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