Not all cat insurance policies are created equal. Some cover routine medical check-ups and preventative care, such as heartworm medications, while others do not. Many also have caps on the dollar amounts they will cover for certain illnesses or diseases. Most companies offer comparisons between the plans they offer and the terms of those plans. For the best value, look for cat health insurance plans that cover a variety of illnesses and preventative cat health care, and low deductibles for these services. Deductibles can also vary widely between policies, so make sure you understand all the coverage, deductibles, and clauses in your policy before you sign on the dotted line.

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