January 1, 2010, Newsletter Issue #112: How to choose a pet insurance provider that's right for your pet: four key questions you must ask

Tip of the Week

Asking these four questions can help you make a wiser choice about getting the right pet insurance provider for your pets.

1. How long has the pet insurance company been in business?
Remember that the longer a company has been in business need not always translate into better care. But it helps to know that a pet insurance provider that's been there for a long time is more likely to function efficiently. However there are other questions that you must ask.

2. What are the list of conditions for which the company offers protection?
This is very important. The more number of conditions covered, the better it is for you and your pet. Also, don't forget to look at the list of exclusions, conditions for which the pet insurance company will not pay.

3. If you have many pets, is there a special discount group pet insurance that you can take?
If you have six cats and four dogs, many pet insurance providers will create a neat discount group pet insurance plan customized just for you. But, don't forget to ask for details about the group pet insurance plan.

4.Does the pet insurance company allow you to choose your vet or do you have to go to the vet the company recommends?
If the pet insurance company asks you to consult only with their selected list of vets, that can sometimes be difficult for you to do. The reason being, that if the vet recommended by the pet insurance company stays 20 kilometers away from your residence, then it can be tough to rush your pet to the vet in an emergency.

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