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Indoor cats can suffer from many of the same illnesses as outdoor cats. They also face other health and safety issues, such as falls from furniture, burns from stoves or fireplaces, swallowing foreign objects, and a host of other indoor maladies. So, insuring your indoor cat against accidents and disease just makes good sense for your cat. Many companies offer specific cat insurance polices just for indoor cats that include coverage for check-ups and health maintenance visits. Indoor cats live longer than cats allowed outdoors, so cat health insurance makes sense for indoor cats, too.