Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about General Pet Insurance and other Pet Insurance topics.
Some pets simply will not qualify for a pet insurance policy, or the cost will be extremely prohibitive. Most companies do not cover pets with birth defects or pre-existing conditions. Many also do not cover regular exams, check-ups, vaccinations, and spaying or neutering. Some do not cover the costs of breed specific "beautification," such as tail docking, or the costs of breeding.
If your pet has a pre-existing medical condition, or your pet is extremely old, the cost of an insurance policy that will cover these conditions may be prohibitive, or may not be available for all. A pet insurance policy does not answer the pet health questions and challenges of all pets, but it can be the right medical answer for most pets.