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One of the most important pet insurance benefits is the ability to choose your own veterinarian. Almost all plans reimburse you for out-of-pocket expenses within days, so you can pay your vet quickly and easily, or pay up front and then the insurance company reimburses you directly. Most plans do not require you to visit "member plan" vets, so you can visit any doctor or animal hospital in your area. If you already have an established relationship with a vet, you won't have to begin with another doctor. Your pet won't have to go through the trauma of visiting a new office, either. Since your relationship with your specific veterinarian is paramount to your animal's health and well being, keeping your current vet is a huge benefit to most pet owners.