Make sure your pet insurance company is governed by the Department of Insurance

In the early 1980s, when pet insurance first became available, there were few plans to choose from. Now, pet lovers have many more options and it seems more plans are available every day. That is why it is essential that you make a careful decision when purchasing pet insurance. Insurance is regulated at the state level. That means if you have a complaint or concern about an pet insurance company, the Department of Insurance in the state where you live is likely to help investigate it. When you buy pet insurance it's a good idea to ask if that company is licensed by the DOI in the state where you reside. Also, you can ask how many states the insurance company is licensed in. Answers to these questions will offer you some insight into whether the insurance carrier is reputable.