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You may think, "Insuring my pet will be a breeze," but there are some things to consider when you're in the market for dog insurance. You should compare dog insurance policies very carefully to make sure your particular breed does not have any policy limitations. For example, breeds such as German Shepherds, who commonly suffer ailments such as hip dysplasia, have a limitation in most policies against hip dysplasia coverage. Others, such as Chinese Shar-Peis are only covered for accident insurance in many policies. Companies call these conditions genetic or hereditary, and will not cover them in most cases. So, know your policy's limitations before you sign up for dog insurance.